Insuring Your Valuable Assets

When it comes to expensive or exotic jewelry, fine art, collectibles and antic automobiles, standard homeowners insurance policies do not adequately insure your items.  This article from The Atlantic gives some good advice for those wanting to insure expensive items- and this would include World Series, NBA Championship or Super Bowl rings for all my former colleagues in the sports world.

It is important to review your homeowners policy so you are aware of the coverage's as well as all deductibles and restrictions.  Boca Insurance Group represents a number of companies that offer comprehensive personal articles policies to cover your jewelry and fine arts.  We would be glad to review your current coverage and scheduled items and offer advice on coverages.

Antique or exotic automobiles should be covered on a special policy as well.  Boca Insurance Group can help place these special risks with a number of different quality companies depending of the value, age and use of the automobile.

To protect yourself and make the claims process as easy as possible, we suggest you take pictures or video of items.  Keep receipts, pictures and video in a safe place or safety deposit box.  You may wish to video your entire home for claims purposes as well. 

If you have any questions about this or any other insurance related items please call us at 954-596-0691 or e-mail us at Pat@bocainsgroup.com.